How To Handle Haters & Negativity
I Can't Believe This Apartment Is ONLY $1M! Multifamily Deal Analysis In this video, Tony Stephan takes one of his mentorship clients through a full multifamily underwriting example. Tony shares with you the exact underwriting and business projection process he used to acquire $40m in multifamily real estate. Be sure to watch to the very end to get the answers to the following questions: What are the current and projected Net Operating Income (NOI)? Are the income and expense figures actual or pro forma (projected)? What is the Cap Rate based on purchase price and NOI? What are the historical operating expenses, and how do they compare to market averages? What is the break-even occupancy rate? What are the loan terms (LTV, interest rate, amortization, IO period)? What is the Debt Service Coverage Ratio (DSCR)? How sensitive is the deal to interest rate changes? Are there prepayment penalties or balloon payments? What is the exit strategy (refinance, sale, hold period)? ๐Ÿ“ข What did you think of todayโ€™s video? We want to make each video BETTER and MORE VALUABLE for you. Drop your feedback in the comments so we can improve for you! GET MY MULTIFAMILY DEAL ANALYZER SPREADSHEET HERE: https://tony-stephan.com/multifamily-deal-analyzer/ ๐Ÿ‘ If you enjoyed this video, please give it a thumbs up, and don't forget to subscribe to our channel for new videos weekly. Ready to invest in real estate for true time and lifestyle freedom? I have a few easy steps... 1๏ธโƒฃ GET THE TOOLS FOR SUCCESS: Apply to work with me 1:1 in my coaching programs: https://tony-stephan.com/business-coaching/ 2๏ธโƒฃ HIRE MY TEAM at The Stephan Group Real Estate Brokerage to help you buy / sell / invest in real estate: https://stephangrouprealestate.com/ 3๏ธโƒฃ FREE RESOURCES: Get my Multifamily Due Diligence Check list here: https://tony-stephan.com/multi-family-check-list/ Get my real estate investing BRRRR BLUEPRINT (how to BUY, REHAB, RENT, REFINANCE, and REPEAT for an INFINITE return with apartment buildings) https://tony-stephan.com/blueprint/ Grab my BRAND NEW BOOK The New Rules To Financial Freedom: https://tony-stephan.com/financial-freedom-ebook/ ๐Ÿ“ฒ ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—” ๐—ค๐˜‚๐—ฒ๐˜€๐˜๐—ถ๐—ผ๐—ป? ๐—ฆ๐—ฒ๐—ป๐—ฑ ๐— ๐—ฒ ๐—” ๐——๐—  ๐—ผ๐—ป ๐—œ๐—ป๐˜€๐˜๐—ฎ๐—ด๐—ฟ๐—ฎ๐—บ: https://www.instagram.com/tony_stephan_/ ๐Ÿ’ฅCONNECT WITH ME ON SOCIAL MEDIA ๐Ÿ’ฅ YouTube: https://www.youtube.com/channel/UCGeM9zcikxhYkdLh7aPObRQ Instagram: https://www.instagram.com/tony_stephan_/ LinkedIN: https://www.linkedin.com/in/tonystephandietitian/ TikTok: https://www.tiktok.com/@tony_stephan?lang=en Facebook: https://www.facebook.com/tonystephanRD ๐Ÿ‘Subscribe to my channel: https://www.youtube.com/channel/UCGeM9zcikxhYkdLh7aPObRQ WATCH NEXT: Buying A 9 Unit Apartment With 5.5% Seller Financing: https://www.youtube.com/watch?v=UnkFkm7tGug&t=11s How This Out Of State Investor Bought His First 12 Unit Multifamily Apartment: https://www.youtube.com/watch?v=-4EwGDH1hnA&t=6s How To Buy Your First Multifamily Apartment Step By Step: https://www.youtube.com/watch?v=jsLsbNoU5C4&t=268s I Made $250k In 1 Year On My 7 Unit Multifamily Apartment: Steal My Blueprint!: https://www.youtube.com/watch?v=ANfQRhmYVd0&t=305s #realestateinvesting #realestate #multifamily #multifamilyinvesting #multifamilyrealestate #apartmentinvesting #apartmentinvestor #brrrrinvesting #brrrstrategy #dealanalysis #multifamilymentoring
Investing In Real Estate Is NOT About Cash Flow ๐Ÿ“ข What did you think of todayโ€™s video? We want to make each video BETTER and MORE VALUABLE for you. Drop your feedback in the comments so we can improve for you! ๐Ÿ‘ If you enjoyed this video, please give it a thumbs up, and don't forget to subscribe to our channel for new videos weekly. Ready to invest in real estate for true time and lifestyle freedom? I have a few easy steps... 1๏ธโƒฃ GET THE TOOLS FOR SUCCESS: Apply to work with me 1:1 in my coaching programs: https://tony-stephan.com/business-coaching/ GET MY MULTIFAMILY DEAL ANALYZER SPREADSHEET HERE: https://tony-stephan.com/multifamily-deal-analyzer/ 2๏ธโƒฃ HIRE MY TEAM at The Stephan Group Real Estate Brokerage to help you buy / sell / invest in real estate: https://stephangrouprealestate.com/ 3๏ธโƒฃ FREE RESOURCES: Get my Multifamily Due Diligence Check list here: https://tony-stephan.com/multi-family-check-list/ Get my real estate investing BRRRR BLUEPRINT (how to BUY, REHAB, RENT, REFINANCE, and REPEAT for an INFINITE return with apartment buildings) https://tony-stephan.com/blueprint/ Grab my BRAND NEW BOOK The New Rules To Financial Freedom: https://tony-stephan.com/financial-freedom-ebook/ ๐Ÿ“ฒ ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—” ๐—ค๐˜‚๐—ฒ๐˜€๐˜๐—ถ๐—ผ๐—ป? ๐—ฆ๐—ฒ๐—ป๐—ฑ ๐— ๐—ฒ ๐—” ๐——๐—  ๐—ผ๐—ป ๐—œ๐—ป๐˜€๐˜๐—ฎ๐—ด๐—ฟ๐—ฎ๐—บ: https://www.instagram.com/tony_stephan_/ ๐Ÿ’ฅCONNECT WITH ME ON SOCIAL MEDIA ๐Ÿ’ฅ YouTube: https://www.youtube.com/channel/UCGeM9zcikxhYkdLh7aPObRQ Instagram: https://www.instagram.com/tony_stephan_/ LinkedIN: https://www.linkedin.com/in/tonystephandietitian/ TikTok: https://www.tiktok.com/@tony_stephan?lang=en Facebook: https://www.facebook.com/tonystephanRD ๐Ÿ‘Subscribe to my channel: https://www.youtube.com/channel/UCGeM9zcikxhYkdLh7aPObRQ WATCH NEXT: Buying A 9 Unit Apartment With 5.5% Seller Financing: https://www.youtube.com/watch?v=UnkFkm7tGug&t=11s How This Out Of State Investor Bought His First 12 Unit Multifamily Apartment: https://www.youtube.com/watch?v=-4EwGDH1hnA&t=6s How To Buy Your First Multifamily Apartment Step By Step: https://www.youtube.com/watch?v=jsLsbNoU5C4&t=268s I Made $250k In 1 Year On My 7 Unit Multifamily Apartment: Steal My Blueprint!: https://www.youtube.com/watch?v=ANfQRhmYVd0&t=305s #realestateinvesting #realestate #multifamily #multifamilyinvesting #multifamilyrealestate #apartmentinvesting #apartmentinvestor #brrrrinvesting #brrrstrategy #dealanalysis #multifamilymentoring
I was DENIED renting $500/mo studio apartment! (turn adversity into your advantage) ๐Ÿ“ข What did you think of todayโ€™s video? We want to make each video BETTER and MORE VALUABLE for you. Drop your feedback in the comments so we can improve for you! ๐Ÿ‘ If you enjoyed this video, please give it a thumbs up, and don't forget to subscribe to our channel for new videos weekly. Ready to invest in real estate for true time and lifestyle freedom? I have a few easy steps... 1๏ธโƒฃ GET THE TOOLS FOR SUCCESS: Apply to work with me 1:1 in my coaching programs: https://tony-stephan.com/business-coaching/ GET MY MULTIFAMILY DEAL ANALYZER SPREADSHEET HERE: https://tony-stephan.com/multifamily-deal-analyzer/ 2๏ธโƒฃ HIRE MY TEAM at The Stephan Group Real Estate Brokerage to help you buy / sell / invest in real estate: https://stephangrouprealestate.com/ 3๏ธโƒฃ FREE RESOURCES: Get my Multifamily Due Diligence Check list here: https://tony-stephan.com/multi-family-check-list/ Get my real estate investing BRRRR BLUEPRINT (how to BUY, REHAB, RENT, REFINANCE, and REPEAT for an INFINITE return with apartment buildings) https://tony-stephan.com/blueprint/ Grab my BRAND NEW BOOK The New Rules To Financial Freedom: https://tony-stephan.com/financial-freedom-ebook/ ๐Ÿ“ฒ ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—” ๐—ค๐˜‚๐—ฒ๐˜€๐˜๐—ถ๐—ผ๐—ป? ๐—ฆ๐—ฒ๐—ป๐—ฑ ๐— ๐—ฒ ๐—” ๐——๐—  ๐—ผ๐—ป ๐—œ๐—ป๐˜€๐˜๐—ฎ๐—ด๐—ฟ๐—ฎ๐—บ: https://www.instagram.com/tony_stephan_/ ๐Ÿ’ฅCONNECT WITH ME ON SOCIAL MEDIA ๐Ÿ’ฅ YouTube: https://www.youtube.com/channel/UCGeM9zcikxhYkdLh7aPObRQ Instagram: https://www.instagram.com/tony_stephan_/ LinkedIN: https://www.linkedin.com/in/tonystephandietitian/ TikTok: https://www.tiktok.com/@tony_stephan?lang=en Facebook: https://www.facebook.com/tonystephanRD ๐Ÿ‘Subscribe to my channel: https://www.youtube.com/channel/UCGeM9zcikxhYkdLh7aPObRQ WATCH NEXT: I Bought A 100 Unit Apartment Building: https://www.youtube.com/watch?v=tm-3U3ycz_M&t=3s How To Pay $0 For A 12 Unit Apartment (BRRRR Strategy): https://www.youtube.com/watch?v=Msf0nsDILtY&t=32s I Paid $660k For A 7 Unit Apartment And In 1 Year It Was Worth $1M!: https://www.youtube.com/watch?v=-s8TqzrbhhA&t=10s/ #realestateinvesting #realestate #passiveincome #wealth #financialfreedom #multifamily #multifamilyinvesting #michiganrealtor #savingsgoals #finance #retireyoung #apartmentinvesting #apartmentinvestor #entrepreneur #brrrrinvesting #brrrstrategy
What are the best loans for real estate investors? In this video, Tony Stephan interviews one of his favorite mortgage brokers to get her insights and industry secrets on how to get the best loan as a real estate investor. The best loans for real estate investors depend on their investment strategy (e.g., fix-and-flip, buy-and-hold, commercial properties) and financial situation. Here are the most common and effective loan options, with their key pros and cons: Conventional Loans Best for: Buy-and-hold investors with good credit. Pros: Low interest rates. Long terms (15โ€“30 years). Cons: Strict credit and income requirements. Limited number of financed properties (usually up to 10). Portfolio Loans Best for: Investors with multiple properties or complex financials. Pros: Flexible underwriting. Can finance multiple properties under one loan. Cons: Higher interest rates. Shorter terms than conventional loans. DSCR Loans (Debt-Service Coverage Ratio) Best for: Buy-and-hold investors with rental income. Pros: Approval based on property cash flow, not personal income. Great for full-time investors. Cons: Slightly higher interest rates than conventional. Requires strong property performance (DSCR 1.2 ideally). FHA or VA Loans (House Hacking) Best for: New investors living in part of the property (e.g., duplex). Pros: Low down payment (3.5% FHA, 0% VA). Low interest rates. Cons: Must live in the property. Limits on property types and number of units (max 4). Commercial Real Estate Loans Best for: Large multifamily (5+ units) or mixed-use properties. Pros: Tailored to large-scale investments. Can fund millions. Cons: Complex underwriting. Higher down payments (20%โ€“30%). HELOCs Best for: Investors with existing equity in property. Pros: Low interest rates. Flexible use of funds (rehab, down payments). Cons: Risk of losing your home if you default. Variable rates (HELOCs). ๐Ÿ“ข What did you think of todayโ€™s video? We want to make each video BETTER and MORE VALUABLE for you. Drop your feedback in the comments so we can improve for you! ๐Ÿ‘ If you enjoyed this video, please give it a thumbs up, and don't forget to subscribe to our channel for new videos weekly. Ready to invest in real estate for true time and lifestyle freedom? I have a few easy steps... 1๏ธโƒฃ GET THE TOOLS FOR SUCCESS: Apply to work with me 1:1 in my coaching programs: https://tony-stephan.com/business-coaching/ GET MY MULTIFAMILY DEAL ANALYZER SPREADSHEET HERE: https://tony-stephan.com/multifamily-deal-analyzer/ 2๏ธโƒฃ HIRE MY TEAM at The Stephan Group Real Estate Brokerage to help you buy / sell / invest in real estate: https://stephangrouprealestate.com/ 3๏ธโƒฃ FREE RESOURCES: Get my Multifamily Due Diligence Check list here: https://tony-stephan.com/multi-family-check-list/ Get my real estate investing BRRRR BLUEPRINT (how to BUY, REHAB, RENT, REFINANCE, and REPEAT for an INFINITE return with apartment buildings) https://tony-stephan.com/blueprint/ Grab my BRAND NEW BOOK The New Rules To Financial Freedom: https://tony-stephan.com/financial-freedom-ebook/ ๐Ÿ“ฒ ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—” ๐—ค๐˜‚๐—ฒ๐˜€๐˜๐—ถ๐—ผ๐—ป? ๐—ฆ๐—ฒ๐—ป๐—ฑ ๐— ๐—ฒ ๐—” ๐——๐—  ๐—ผ๐—ป ๐—œ๐—ป๐˜€๐˜๐—ฎ๐—ด๐—ฟ๐—ฎ๐—บ: https://www.instagram.com/tony_stephan_/ ๐Ÿ’ฅCONNECT WITH ME ON SOCIAL MEDIA ๐Ÿ’ฅ YouTube: https://www.youtube.com/channel/UCGeM9zcikxhYkdLh7aPObRQ Instagram: https://www.instagram.com/tony_stephan_/ LinkedIN: https://www.linkedin.com/in/tonystephandietitian/ TikTok: https://www.tiktok.com/@tony_stephan?lang=en Facebook: https://www.facebook.com/tonystephanRD ๐Ÿ‘Subscribe to my channel: https://www.youtube.com/channel/UCGeM9zcikxhYkdLh7aPObRQ WATCH NEXT: Buying A 9 Unit Apartment With 5.5% Seller Financing: https://www.youtube.com/watch?v=UnkFkm7tGug&t=11s How This Out Of State Investor Bought His First 12 Unit Multifamily Apartment: https://www.youtube.com/watch?v=-4EwGDH1hnA&t=6s How To Buy Your First Multifamily Apartment Step By Step: https://www.youtube.com/watch?v=jsLsbNoU5C4&t=268s I Made $250k In 1 Year On My 7 Unit Multifamily Apartment: Steal My Blueprint!: https://www.youtube.com/watch?v=ANfQRhmYVd0&t=305s 00:00 - Intro 01:16 Conventional loans 03:45 Who is Conventional For? 06:30 DSCR Loans 10:33 Working with lender 11:45 DSCR Foreign national 12:25 FHA 15:05 VA 15:42 - HELOC 17:59 - Recap on all loans 18:19 Outro #realestateinvesting #realestate #multifamily #multifamilyrealestate #dscrloans #dscrloans #realestateinvestingforbeginners #realestatefinance
Load More... Subscribe